local
How ‘convenient spending’ may be silently draining your budget
By Rachel DePompa at WSMV 4 News (NBC affiliate)
· July 13, 2026
· 2 min read
(InvestigateTV) — Subscriptions, takeout, delivery apps and coffee on the go may seem like small expenses, but a personal finance expert says those purchases can quietly drain a budget by hundreds of dollars.The pattern is known as convenient spending — using money to save time or provide instant...
Key takeaway Kionnie Epps, founder of the YouTube channel The Responsible Homegirl, said many people do not realize how much those small purchases add up.
Why this matters in The Nashville
In Nashville , where the cost of living continues to rise, recognizing the impact of convenient spending on household budgets is crucial. For many residents, the temptation of convenience is particularly strong, given the city's vibrant food scene and busy lifestyles. As a result, it's easy to overlook the cumulative effect of frequent takeout orders, coffee shop visits, and subscription services. By conducting a spending audit, as recommended by Kionnie Epps, Nashville residents can gain a clearer understanding of where their money is going and identify areas for reduction. This is especially important for those living in Davidson County, where the median income may not be keeping pace with the increasing cost of living. By being more mindful of convenient spending habits, individuals can make targeted changes to free up more money in their budgets for essential expenses, savings, and long-term financial goals.
About this story
Original reporting by WSMV 4 News (NBC affiliate) . The Nashville surfaces reporting from trusted publishers and adds local editorial context so readers can quickly understand what a story means for their community. We attribute every source, link to the original report, and follow a documented editorial standards policy. To understand how stories are selected and reviewed, read our about page .
For the complete original report, visit WSMV 4 News (NBC affiliate) . Have a tip or correction? Contact our newsroom .
Category: local ·
Published: July 13, 2026 ·
Source: WSMV 4 News (NBC affiliate) ·
Reading time: 2 min
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Frequently asked about this story
What is this story about? (InvestigateTV) — Subscriptions, takeout, delivery apps and coffee on the go may seem like small expenses, but a personal finance expert says those purchases can quietly drain a budget by hundreds of dollars.The pattern is known as convenient spending — using money to save time or provide instant...
When was this published? This article was first published on July 13, 2026 by WSMV 4 News (NBC affiliate) and curated for The Nashville readers.
Who reported this story? This story was reported by Rachel DePompa at WSMV 4 News (NBC affiliate). To learn more about how The Nashville selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more local coverage from The Nashville, or browse our daily briefing and topic hubs .
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