Long-term care insurance can help with the high costs of care. Experts from Aging Untold are providing information on how this type of insurance works and what it covers. According to Amy O'Rourke, an aging expert, long-term care insurance pays for hands-on care, including bathing, dressing, and using the bathroom.

Understanding the cost of care is the first step in considering a policy. O'Rourke suggests looking at care costs and budget to determine the best course of action. The ideal time to buy long-term care insurance is between 50 and 70 years old, as the younger the buyer, the better. Further details on long-term care insurance are available from the Aging Untold experts.